Social Security Disability Insurance vs SSI
When navigating the Social Security Disability process, it’s important to know which benefits you are eligible for. There are two different types of aid available for disabled Americans: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While, in some cases, it is possible to be eligible for both benefits, it is important to know the difference when applying.
SSDI:
Social Security Disability Insurance are benefits that are tied to your work history. Disabled individuals must work a job a certain number of years to qualify, and they must have been paid Social Security taxes during those years.
SSI:
Supplemental Security Income, on the other hand, is a government program that covers individuals’ basic costs like food, clothing and housing. It is available for those who are either over the age of 65 OR have a disability. Unlike SSDI, you are not required to have a work history to qualify.